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Welcome to The Budget Pro 

Financial Planning
Get Real Results

In today's world, maintaining a successful household budget can be a daunting task, regardless of your age, marital status or family size. With the rising cost of living, it's becoming increasingly difficult to make ends meet. 



Howard Kubel

Experienced. Knowledgeable. Supportive.

My service is designed to provide you with the necessary tools to understand how money comes in and out of your budget. I will teach you how to track all of your costs and save for home projects, vacations, college, retirement, and more. Unlike other generic services, I won't just give you a spreadsheet and tell you to fill it out.


I will work with you over as many sessions as it takes to get you to the point where you are comfortable managing your budget independently. My goal is to empower you with the knowledge and skills to achieve financial stability and security.

Howard Kubel budget pro
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My Experience

With over 20 years of experience as both a personal and family financial coach as well as a Finance Manager who builds and manages budgets for large corporations, I am dedicated to helping individuals and families learn how to manage their household budgets and overcome their financial challenges.


I understand that managing a household budget can be overwhelming, which is why I provide personalized guidance tailored to each client's unique situation. My passion for coaching stems from my own journey of overcoming financial obstacles and finding something that has worked not only for my own family but also for many friends, colleagues and clients.


This is a personal budgeting service designed to give people the tools to independently manage their own household expenses.

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Using The Budget Pro home budget service has completely transformed the way I manage my finances. I used to feel overwhelmed every month trying to keep track of all my expenses and savings. Now, with the easy-to-use tools and personalized guidance, I have a clear picture of my financial health. I've been able to save more and spend smarter, all thanks to Howie's professional and supportive nature. I highly recommend The Budget Pro to anyone looking to take control of their finances.

~Jared G.

I can't thank Howie enough for his amazing home budget service. Before signing up, I was constantly stressed about money and had no idea where my hard-earned cash was going. The detailed budgeting plan he created for me has been a game-changer. I've even started saving for my dream vacation. His service is straightforward, effective, and incredibly empowering. The Budget Pro has truly been a lifesaver!

~Lauren B.
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