Welcome to The Budget Pro
Build a 12-Month Budget that Eliminates $500–$1,000 in Monthly Waste
A structured, finance-grade system to plan, track, and optimize your cash flow–without guesswork.
Built using real–world finance and budgeting principles
Who is this for:
Individuals and families earning $75k+ who want control over spending and a clear financial plan.
Built by a Finance Professional
Howard Kubel
Experienced. Knowledgeable. Supportive.
Built Using Real–World Finance Principles
I built this system based on real–world financial analysis and budgeting frameworks used to manage cash flow, identify inefficiencies, and plan ahead–not just track spending after the fact.
It's designed to give you clarity, structure, and control over your finances.
Developed over decades of experience with an analytical, finance–driven approach to personal budgeting
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My Experience
With over 20 years of experience as both a personal and family financial coach as well as a Finance Manager who builds and manages budgets for large corporations, I am dedicated to helping individuals and families learn how to manage their household budgets and overcome their financial challenges.
I understand that managing a household budget can be overwhelming, which is why I provide personalized guidance tailored to each client's unique situation. My passion for coaching stems from my own journey of overcoming financial obstacles and finding something that has worked not only for my own family but also for many friends, colleagues and clients.
Services
This is a personal budgeting service designed to give people the tools to independently manage their own household expenses.
Testimonials
Using The Budget Pro home budget service has completely transformed the way I manage my finances. I used to feel overwhelmed every month trying to keep track of all my expenses and savings. Now, with the easy-to-use tools and personalized guidance, I have a clear picture of my financial health. I've been able to save more and spend smarter, all thanks to Howie's professional and supportive nature. I highly recommend The Budget Pro to anyone looking to take control of their finances.
~Jared G.
I can't thank Howie enough for his amazing home budget service. Before signing up, I was constantly stressed about money and had no idea where my hard-earned cash was going. The detailed budgeting plan he created for me has been a game-changer. I've even started saving for my dream vacation. His service is straightforward, effective, and incredibly empowering. The Budget Pro has truly been a lifesaver!